What it is
Huma lends USDC to businesses for short-term payment settlement. Deposit to receive PST, a yield-bearing token, or choose Maxi mode for more HUMA rewards instead of USDC yield.
Risks to know
- Credit risk from borrowers.
- Yield and rewards vary.
- Smart contracts can have bugs. Only deposit what you can afford to lose, and check you're on huma.finance before connecting.
Numbers from DefiLlama, snapshot Oct 18, 2026. Facts checked Oct 19, 2026. This page is educational, not financial advice.

